What's The Hurry???

I'm not sure what driving is like in the rest of the country, but if it's anything like New York, I have to wonder why is everyone rushing? Reckless driving is due in large part, to those who exceed the speed limit and run red lights and stop signs in order to get where they're going. As a result for the need for speed, there are more and more car accidents every single day. I'm not talking abou the drunk drivers who run people over. They are in a class all they're own and shouldn't be behind the wheel of a bumper car, let alone an SUV. I'm talking about the every day fender benders that you pass on highways, expressways, and busy streets that grind traffic to a halt and cause rubber-necking for miles and miles causing everyone to be late for work. It seems that some people believe that traffic laws don't apply to them. They are the ones that are the worst offenders. Besides the obvious danger to society, I wonder how these people insure their cars. Not having care insurance or even enough coverage for damages can be the worst mistake people make when purhasing car insurance. Some car insurance companies are even offering short term insurance coverage for up to 28 days for brand new cars and for people who are traveling and borrowing someone else's car. The idea of short-term insurance coverage may begin to spread through the insurance industry at some point. The most important thing is to have the best coverage possible. You just never know when you may run into someone who is in a big hurry.